Terms & Conditions
Car Finance R Us
TERMS & CONDITIONS
Information about us
CARFINANCERUS.COM is a site operated by Car Finance R Us. Our main trading address is Hub Space, Devonshire House, Manor Way, Borehamwood, WD6 1QQ.
Changes to these terms
We may from time to time revise these terms any time by amending this page. Please check this page from time to time for changes to our terms and conditions
About our site
Our website provides a simple way for you to apply for car finance. We are not a finance company, but we are a finance broker. This means we have a panel of lenders. Every lender is slightly different, and some are better for different types of people depending upon their circumstances. As experts in finance so are aware of this and use this to your advantage to get you better finance. By introducing you to these lenders they may pay us a commission
Accessing our site
Our website is free to use and we make no charge. We do reserve the right to change the website or content without notice and do not guarantee that it will always be available. We will not be liable to you if for any reason the website is unavailable at any time or any period of time
Our website is based in the United Kingdom and is directed only to United Kingdom residents
No reliance on information
The content on our site is provided for general information only. It is not intended to be used for complete advice upon which you should rely. You must obtain professional or specialist advice before taking any advice from the website
You should arrive at your own decision about any finance arrangements you decide or any vehicles you decide to buy and should not rely on the information on our site.
Images, descriptions, examples and advertising on our website is for illustrative purposes only and we make no representations, warranties or guarantees in respect of such images or descriptions. Any finance products we offer you will have written details pertaining to that specific product and may be different from information on the website. For that reason, you should read carefully any documents the lenders provide for you. We can help answer any queries you may have on such documents.
We are a broker not a lender and so finance products you are offered are by third parties delivered through our site and does not infer an offer, nor acceptance for any financial product. You should read carefully any relevant terms within the offer before entering in to an agreement
Limitation of our liability
We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
use of, or inability to use, our site; or a failed application for finance made through our site; or use of or reliance on any content displayed on our site.
If you are a business user, please note that in particular, we will not be liable for: loss of profits, sales, business, or revenue; business interruption; loss of anticipated savings; loss of business opportunity, goodwill or reputation; or any indirect or consequential loss or damage.
We are not liable for any failure or delay in processing your application or providing any other service where such failure or delay is due to you or a third party or is outside our reasonable control.
We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any content on it, or on any website linked to it.
Uploading content to our site
If you make use of the upload feature on our site, you must ensure that all such content is true and accurate. You may only use the site and its application facility if you are over 18 years old
By submitting your application to us, you allow us to share the information submitted with third party finance companies, so we can provide you with suitable car finance products
You also permit us to run a credit search with credit reference agencies in order to assess your credit score if it relates to your application for finance. This search will not be visible to other lenders and a record will only be left on your credit file when we pass your details to appropriate lenders who then run a hard credit search.
Any content you upload to our site will be considered non-confidential and non-proprietary, and you grant us the right to store and copy such content and make available to third parties. We do scan for malware on our site but will not be responsible for any disruption or damage should the site become infected, or if it disrupts our service due to any kind of denial of service attack or any kind of disruption
We will not be responsible, or liable to any third party, for the content or accuracy of any content submitted by you.
Applicable law
If you are a consumer, please note that these terms of use, its subject matter and its formation, are governed by English law. You and we both agree to that the courts of England and Wales will have non-exclusive jurisdiction. However, if you are a resident of Northern Ireland you may also bring proceedings in Northern Ireland, and if you are resident of Scotland, you may also bring proceedings in Scotland.
